2026 Benefits
Dental Benefits
Two Cigna dental options covering preventive through orthodontia.
Dental Plan Overview
Cigna offers two dental plan options. Compare the plans below to find the right fit for you and your family.
Plan Details
| Detail | Base DPPO | Buy-Up DPPO |
|---|---|---|
| Plan Type | DPPO | DPPO |
| Network | Total Cigna DPPO Network | Total Cigna DPPO Network |
| Out-of-Network Reimbursement | Reasonable and Customary | Reasonable and Customary |
Plan Type
Base DPPODPPO
Buy-Up DPPODPPO
Network
Base DPPOTotal Cigna DPPO Network
Buy-Up DPPOTotal Cigna DPPO Network
Out-of-Network Reimbursement
Base DPPOReasonable and Customary
Buy-Up DPPOReasonable and Customary
Semimonthly Payroll Contribution
| Coverage Tier | Base DPPO | Buy-Up DPPO |
|---|---|---|
| Employee Only | $3.62 | $5.28 |
| Employee + Spouse | $10.88 | $14.23 |
| Employee + Children | $12.10 | $15.91 |
| Family | $18.77 | $24.57 |
Employee Only
Base DPPO$3.62
Buy-Up DPPO$5.28
Employee + Spouse
Base DPPO$10.88
Buy-Up DPPO$14.23
Employee + Children
Base DPPO$12.10
Buy-Up DPPO$15.91
Family
Base DPPO$18.77
Buy-Up DPPO$24.57
Calendar Year Deductible
| Detail | Base DPPO | Buy-Up DPPO |
|---|---|---|
| Individual | $100 | $50 |
| Family | $300 | $150 |
| Annual Maximum / Person | $1,250 | $1,250 |
Individual
Base DPPO$100
Buy-Up DPPO$50
Family
Base DPPO$300
Buy-Up DPPO$150
Annual Maximum / Person
Base DPPO$1,250
Buy-Up DPPO$1,250
Covered Services
| Detail | Base DPPO | Buy-Up DPPO |
|---|---|---|
| Preventive Services | 100% | 100% |
| Basic Services | 70% after deductible | 80% after deductible |
| Major Services | 50% after deductible | 60% after deductible |
| Orthodontia | 50% | 50% |
| Orthodontia Lifetime Maximum | $2,000 | $2,000 |
| Orthodontia Eligibility | Dependent Child(ren) Only | Dependent Child(ren) Only |
Preventive Services
Base DPPO100%
Buy-Up DPPO100%
Basic Services
Base DPPO70% after deductible
Buy-Up DPPO80% after deductible
Major Services
Base DPPO50% after deductible
Buy-Up DPPO60% after deductible
Orthodontia
Base DPPO50%
Buy-Up DPPO50%
Orthodontia Lifetime Maximum
Base DPPO$2,000
Buy-Up DPPO$2,000
Orthodontia Eligibility
Base DPPODependent Child(ren) Only
Buy-Up DPPODependent Child(ren) Only
Carrier Contacts
Cigna Dental